Arizona Statutes of Limitation regarding Debt Collections

  • Written contracts: 6 years, runs from date creditor could have sued account.
  • Oral debts, stated or opens accounts: 3 years.
  • Actions for fraud or mistake: 3 years from the date of the discovery of the fraud or mistake.
  • Actions involving fiduciary bonds, out of state instruments and foreign judgments: 4 years. NOTE: Arizona applies its own statute of limitations to foreign judgments rather than that of the state that originally rendered the judgment whether the judgment is being domesticated under the Uniform Enforcement of Foreign Judgments Act or pursuant to a separate action on the foreign judgment.
  • An Arizona judgment must be renewed within five years of the date of the judgment.


One Response to “Arizona Statutes of Limitation regarding Debt Collections”

  1. Phoenix Lawyer Says:

    How do the debt collection laws affect companies based outside of Arizona? Do they have to follow the debt collection guidelines of their home state?

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